Features
Built to document, reconcile, and present ALE claims.
Every capability points at one outcome: a defensible, carrier-ready reimbursement package with PA review in the middle.
Claim File Dashboard
One view of every ALE claim — status, period, baseline, prior payments, and net amount due.
Insured Upload Portal
A secure, mobile-friendly link the insured uses to submit receipts and bills — no friction.
Normal Expense Baseline
Category-level pre-loss spending so the additional living expense is provable, not estimated.
Monthly Reconciliation
Each period organized by category, baseline offset, prior payments, and current amount due.
Receipt OCR
Extract vendor, date, location, and amount automatically — with a confidence note for review.
Utility Cost Analyzer
Compare pre-loss, reduced damaged-home, and temporary-home utilities to document duplication.
Meal Expense Analyzer
Separate normal groceries from normal meals-out and the post-loss shift to restaurants and delivery.
PA Review Queue
Approve, edit, exclude, and comment on every line before anything becomes carrier-ready.
Duplicate Detection
Flag suspected duplicate receipts and overlapping line items before they reach a report.
Prior Payment Tracker
Reconcile ALE advances and partial payments against categories, periods, and current requests.
Carrier Worksheet Export
Produce carrier-compatible worksheet formats so the claim drops cleanly into carrier review.
Receipt Evidence Binder
A receipt/bill index with source documents, timestamps, and OCR notes appended to every report.
Excluded Item Log
Document why each set-aside item was excluded — clarity that strengthens the rest of the claim.
Audit Trail
A timestamped record of uploads, edits, approvals, and exports across the life of the claim.
PDF / Excel Export
Deliver the full reimbursement package as polished PDF and structured Excel outputs.
LossLedger helps organize and present ALE reimbursement documentation. Final coverage and payment decisions depend on the policy, facts of loss, carrier review, and the public adjuster's professional judgment.
Turn receipt chaos into a carrier-ready ALE reimbursement report.
See how LossLedger helps public adjusters document baselines, reconcile monthly living expenses, and produce PA-reviewed reimbursement packages.